Ranked #15/225
Ranked #20/225

Snapshot

Chase Sapphire Reserve
Chase Sapphire Reserve
Gold Rewards Card
Gold Rewards Card
IssuerChaseAmerican Express
NetworkVisaAmerican Express
Card MaterialMetalMetal
Annual Fee$795.00$325.00
Base Rate1.00%1.00%
Travel Rewards3.00x3.00x
Auth. User Fee$75.00$35.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Hotels10.0%5.0%
Airline5.0%3.0%
Restaurants3.0%4.0%
Travel3.0%1.0% (base)
Lyft5.0%1.0% (base)
Supermarkets1.0% (base)4.0%
Resy1.0% (base)4.0%
Dunkin'1.0% (base)4.0%
Uber1.0% (base)1.0%
Grubhub1.0% (base)4.0%
Anniversary BonusNoneNone
Portal Boost1.5x1x

Benefits & Partners

Transfer Partners14 partners20 partners
Annual CreditsNoneNone

Transfer Partners

1:11:1

Pricing Details

Purchase APR12.74% - 21.24%12.74% - 21.74%
Cash Advance APR21.74%28.74%
Penalty APR23.24%29.99%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalYesYes
Baggage DelayYes-
Baggage LossYesYes
Cell Phone Protection--
Extended WarrantyYesYes
Purchase Protection120 days90 days
Return Protection--
Roadside DispatchPay-per-use-
Trip Cancellation InterruptionYes-
Trip DelayYesYes
Tsa Precheck Global EntryYes-

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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