Online and mobile food ordering and delivery platform.
Technical Note: Grubhub transactions typically report under MCC codes:
5812. This helps determine which card multiplier applies.
Ranked Card Rewards at Grubhub
| Card | Rate | Cash / $100 ? Liquidation floor for this currency (Statement credit/Bank deposit). | Credits/mo | Network Perk | Why it Wins |
|---|---|---|---|---|---|
| Citi Prestige Card | 5x Thankyou Points | $5.00 | — | — | Restaurants Category |
| Robinhood Gold Card | 3x Cash | $3.00 | — | — | Base Rate |
| Chase Sapphire Preferred | 3x Chase Points | $3.00 | — | — | Dining Category |
| Gold Rewards Card | 4x Amex Points | $2.40 | — | — | Direct Partnership |
| Chase Ink Business Premier | 2x Cash | $2.00 | — | — | Base Rate |
| The World of Hyatt Credit Card | 2x Hyatt Points | $2.00 | — | — | Dining Category |
| Chase Ink Business Unlimited | 2x Cash | $1.50 | — | — | Base Rate |
How we calculate this
We join merchant transaction data (MCCs) with card reward structures to find the highest effective yield. For points programs, we assume a live valuation (e.g., 1 cent per Chase point) to provide a comparable “Cash Value” metric.
Suggested Merchant Category Codes (MCC)
The following categories are typically used by payment networks (Visa, Mastercard, Amex) to classify this merchant. These codes determine the reward yield for specific credit cards.
● MCC-5812
ISO 18245
Eating Places and located within the airport terminal that sell food, Restaurants
newspapers, and/or gift or souvenir items must be Newsstands Merchant’s premises. These Merchants typically Diners - Eating Convenience Stores and Specialty provide table service and may include alcoholic Establishments Markets Soda Fountains delivery for Merchants qualifying for this MCC. Beverages) - Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques