Uber ($UBER)
Uber Technologies, Inc. provides ridesharing, courier services, food delivery, and freight.
- Industry: Transportation / Food Delivery
- Public Status: NYSE: UBER
- Official Site: www.uber.com
Technical Note: Uber transactions usually report as
MCC 4121 (Taxicabs and Limousines). Uber typically codes as Travel/Transit. UberEats codes as Dining (5812).
Ranked Card Rewards at Uber
| Card | Rate | Cash / $100 ? Liquidation floor for this currency (Statement credit/Bank deposit). | Credits/mo | Network Perk | Why it Wins |
|---|---|---|---|---|---|
| Gold Rewards Card | 1x Amex Points | $0.60 | $10.00 | — | Credit + Direct Partnership |
| Chase Sapphire Preferred | 5x Chase Points | $5.00 | — | — | Chase Travel Category |
| Citi Prestige Card | 5x Thankyou Points | $5.00 | — | — | Air Travel Category |
| Robinhood Gold Card | 3x Cash | $3.00 | — | — | Base Rate |
| Chase Ink Business Premier | 2x Cash | $2.00 | — | — | Base Rate |
| The World of Hyatt Credit Card | 2x Hyatt Points | $2.00 | — | — | Dining Category |
| Chase Ink Business Unlimited | 2x Cash | $1.50 | — | — | Base Rate |
How we calculate this
We join merchant transaction data (MCCs) with card reward structures to find the highest effective yield. For points programs, we assume a live valuation (e.g., 1 cent per Chase point) to provide a comparable “Cash Value” metric.
Suggested Merchant Category Codes (MCC)
The following categories are typically used by payment networks (Visa, Mastercard, Amex) to classify this merchant. These codes determine the reward yield for specific credit cards.
● MCC-4121
ISO 18245
Taxicabs and Limousines
transportation services by automobile and do not Transportation Elsewhere Classified) Services This MCC includes ride-share Merchants. Commuter Passenger Transport
● MCC-5812
ISO 18245
Eating Places and located within the airport terminal that sell food, Restaurants
newspapers, and/or gift or souvenir items must be Newsstands Merchant’s premises. These Merchants typically Diners - Eating Convenience Stores and Specialty provide table service and may include alcoholic Establishments Markets Soda Fountains delivery for Merchants qualifying for this MCC. Beverages) - Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques