The Gold Rewards Card, issued by American Express, is a American Express Gold credit card made of Metal.
Welcome Offer#
| Bonus | 100,000 Amex Points |
| Spend Requirement | $8,000 |
| Timeline | 180 days |
| Efficiency Score | 12.50 pts/$1 |
| Cash Back Value | — |
| Portal Travel Value | — |
| Transfer Estimated Value | — |
Pricing Details#
| Purchase APR | 19.49% - 28.49% |
| Cash Advance Fee | 5% |
| Balance Transfer Fee | None |
| Late Payment Fee | Up to $40 |
| Minimum Interest Charge | $1.00 |
| Grace Period | 25 days |
| Penalty APR | 36.74% |
Benefits & Partners#
| Transfer Partners | 20 Partners |
| Annual Credits | $120 Dining Credit |
| Partnership Benefits | 5 Programs |
| Dunkin' | 4.0x Amex Points |
| Grubhub | 4.0x Amex Points |
| Resy | 4.0x Amex Points |
| Uber | 1.0x Amex Points |
| Hotel Collection Perk | $100 Experience Credit ($8.33/mo) |
Usability & Experience#
| Digital Wallets | apple-pay, google-pay, samsung-pay |
| Customer Service | 24/7 Premium Support |
| Instant Use | Available |
Strategy & Eligibility#
| Min. Credit Score | 670+ |
| Recommended Range | Good |
| Chase 5/24 Rule | No |
| Lifetime Restriction | Yes |
| Active Family Restriction | No |
| Closure Grace Period | None |
Comparisons#
See how the Gold Rewards Card compares to other cards.