The Marriott Bonvoy Brilliant American Express Card, issued by American Express, is a solid choice in the market.

Marriott Bonvoy Brilliant American Express Card Payoff Analysis

Marriott Bonvoy Brilliant American Express Card Payoff Analysis

This tool is provided "AS IS" for informational purposes. It does not constitute financial or legal advice. Projections are based solely on user inputs and may not reflect current issuer terms. Users must verify all data against their official cardmember agreements. See full Terms.

Time to Pay Off
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Rewards Earned --
Interest Paid --
Interest Earned ? Interest earned by keeping your cash in a yield-bearing account during the grace period.

Formula: Balance × (APY / 365) × Days.
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* Estimates use live economic data (Prime Rate: 6.75%) and daily compounding. Does not include new purchases or late fees.

Snapshot

Marriott Bonvoy Brilliant American Express Card
Marriott Bonvoy Brilliant American Express Card
IssuerAmerican Express
NetworkAmerican Express
Card MaterialPlastic
Annual Fee$650.00
Effective: $350.00
$300 Dining Credit
Base Rate2.00%
Travel Rewards0.00x
Authorized User Fee$0.00
Foreign Transaction FeeNone
Credit ReportingNone
Product LifecycleActive
Minimum Credit LineN/A

Welcome Offer

Bonus150,000 Marriott Points
Spend Requirement$8,000
Timeline180 days
Efficiency Score18.75 pts/$1
Cash Back Value
Portal Travel Value
Transfer Estimated Value

Rewards Breakdown

Base Rate2.00%
Flights3.0x
Marriott6.0x
Restaurants3.0x
Anniversary BonusNone
Portal Boost1x

Pricing Details

Purchase APR19.49% - 28.49%
Cash Advance FeeNone
Balance Transfer FeeNone
Late Payment FeeUp to $Unverified
Minimum Interest ChargeNone
Grace PeriodN/A
Penalty APRNone

Official Resources

Comparisons

See how the Marriott Bonvoy Brilliant American Express Card compares to other cards.