Lyft ($LYFT)
Lyft, Inc. is a leading transportation network in the US and Canada.
- Industry: Transportation / Ridesharing
- Public Status: NASDAQ: LYFT
- Official Site: www.lyft.com
Technical Note: Lyft transactions usually report as
MCC 4121 (Taxicabs and Limousines). Almost always triggers 'Travel' and 'Transit' categories.
Ranked Card Rewards at Lyft
| Card | Rate | Cash / $100 ? Liquidation floor for this currency (Statement credit/Bank deposit). | Credits/mo | Network Perk | Why it Wins |
|---|---|---|---|---|---|
| Citi Prestige Card | 5x Thankyou Points | $5.00 | — | $5 Credit (3 rides) | Air Travel Category |
| Chase Sapphire Preferred | 5x Chase Points | $5.00 | — | — | Partnership (ends 2027-09-30) in 1.5 years |
| Robinhood Gold Card | 3x Cash | $3.00 | — | — | Base Rate |
| Chase Ink Business Premier | 2x Cash | $2.00 | — | — | Base Rate |
| The World of Hyatt Credit Card | 2x Hyatt Points | $2.00 | — | — | Commute Category |
| Chase Ink Business Unlimited | 2x Cash | $1.50 | — | — | Base Rate |
| Gold Rewards Card | 1x Amex Points | $0.60 | — | — | Base Rate |
How we calculate this
We join merchant transaction data (MCCs) with card reward structures to find the highest effective yield. For points programs, we assume a live valuation (e.g., 1 cent per Chase point) to provide a comparable “Cash Value” metric.
Suggested Merchant Category Codes (MCC)
The following categories are typically used by payment networks (Visa, Mastercard, Amex) to classify this merchant. These codes determine the reward yield for specific credit cards.
● MCC-4121
ISO 18245
Taxicabs and Limousines
transportation services by automobile and do not Transportation Elsewhere Classified) Services This MCC includes ride-share Merchants. Commuter Passenger Transport