The Chase Sapphire Reserve, issued by Chase, is a Visa Infinite credit card made of Metal.
Welcome Offer#
| Bonus | 150,000 Chase Points |
| Spend Requirement | $6,000 |
| Timeline | 90 days |
| Efficiency Score | 25.00 pts/$1 |
| Cash Back Value | $1,500 |
| Portal Travel Value | $2,250 |
| Transfer Estimated Value | $3,000 |
Pricing Details#
| Purchase APR | 19.49% - 27.99% |
| Cash Advance Fee | 5% |
| Balance Transfer Fee | 5% |
| Late Payment Fee | Up to $40 |
| Minimum Interest Charge | $0.00 |
| Grace Period | 21 days |
| Penalty APR | 29.99% |
Benefits & Partners#
| Transfer Partners | 14 Partners |
| Annual Credits | $300 Annual Travel Credit |
| Partnership Benefits | 3 Programs |
| Lyft | 5.0x Chase Points |
| DashPass Perk | Complimentary Membership ($9.99/mo) |
| Priority Pass Select Perk | Unlimited lounge visits for cardholder + 2 guests |
Usability & Experience#
| Digital Wallets | apple-pay, google-pay, samsung-pay |
| Customer Service | 24/7 Direct Specialist |
| Instant Use | Available |
Strategy & Eligibility#
| Min. Credit Score | 720+ |
| Recommended Range | Excellent |
| Chase 5/24 Rule | Strict (Chase) |
| Lifetime Restriction | None |
| Active Family Restriction | Yes (Sapphire Family (One Sapphire card at a time)) |
| Closure Grace Period | 2 weeks |
Comparisons#
See how the Chase Sapphire Reserve compares to other cards.