American multinational coffee and doughnut company.
Technical Note: Dunkin' transactions typically report under MCC codes:
5814. This helps determine which card multiplier applies.
Ranked Card Rewards at Dunkin'
| Card | Rate | Cash / $100 ? Liquidation floor for this currency (Statement credit/Bank deposit). | Credits/mo | Network Perk | Why it Wins |
|---|---|---|---|---|---|
| Gold Rewards Card | 4x Amex Points | $2.40 | $7.00 | — | Credit + Direct Partnership |
| Citi Prestige Card | 5x Thankyou Points | $5.00 | — | — | Restaurants Category |
| Robinhood Gold Card | 3x Cash | $3.00 | — | — | Base Rate |
| Chase Sapphire Preferred | 3x Chase Points | $3.00 | — | — | Dining Category |
| Chase Ink Business Premier | 2x Cash | $2.00 | — | — | Base Rate |
| The World of Hyatt Credit Card | 2x Hyatt Points | $2.00 | — | — | Dining Category |
| Chase Ink Business Unlimited | 2x Cash | $1.50 | — | — | Base Rate |
How we calculate this
We join merchant transaction data (MCCs) with card reward structures to find the highest effective yield. For points programs, we assume a live valuation (e.g., 1 cent per Chase point) to provide a comparable “Cash Value” metric.
Suggested Merchant Category Codes (MCC)
The following categories are typically used by payment networks (Visa, Mastercard, Amex) to classify this merchant. These codes determine the reward yield for specific credit cards.
● MCC-5814
ISO 18245
Fast Food Restaurants
Vegetable Markets Vitamin Stores Meal Preparation Kits and beverages for consumption either on the Vending Machines - Food Restaurants typically made and paid for at a counter, kiosk or Convenience Stores and Specialty Ice Cream Shops drive-through window. This MCC includes food Markets delivery for Merchants qualifying for this MCC. Coffee Shops Yogurt Shops Pretzel Stands MCC