Ranked #122/225
Ranked #20/225

Snapshot

Capital One Spark Miles Select for Business
Capital One Spark Miles Select for Business
 Gold Rewards Card
Gold Rewards Card
IssuerCapital OneAmerican Express
NetworkVisaAmerican Express
Card MaterialPlasticMetal
Annual Fee$0.00$325.00
Base Rate1.50%1.00%
Travel Rewards0.00x3.00x
Auth. User Fee$0.00$35.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Hotels via Capital One Travel5.0%1.0% (base)
Rental Cars via Capital One Travel5.0%1.0% (base)
Hotels1.5% (base)5.0%
Restaurants1.5% (base)4.0%
Supermarkets1.5% (base)4.0%
Airline1.5% (base)3.0%
Resy1.5% (base)4.0%
Dunkin'1.5% (base)4.0%
Uber1.5% (base)1.0%
Grubhub1.5% (base)4.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners18 partners20 partners
Annual CreditsNoneNone

Transfer Partners

1:11:1

Pricing Details

Purchase APR18.49% - 24.49%12.74% - 21.74%
Cash Advance APR29.99%28.74%
Penalty APRN/A29.99%
Late Fee$39$40
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalPrimary (when renting for business purposes)Yes
Baggage Delay--
Baggage Loss-Yes
Cell Phone Protection--
Extended WarrantyExtends warranty by 1 yearYes
Purchase Protection-90 days
Return Protection--
Roadside Dispatch--
Trip Cancellation Interruption--
Trip Delay-Yes
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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