The Capital One Spark Miles Select for Business, issued by Capital One, is a Visa Signature Business credit card made of Plastic.
Welcome Offer#
| Bonus | 20,000 Miles |
| Spend Requirement | $3,000 |
| Timeline | 90 days |
| Efficiency Score | 6.67 pts/$1 |
| Cash Back Value | — |
| Portal Travel Value | — |
| Transfer Estimated Value | — |
Pricing Details#
| Purchase APR | 25.24% - 31.24% |
| Cash Advance Fee | 5% |
| Balance Transfer Fee | 4% |
| Late Payment Fee | Up to $39 |
| Minimum Interest Charge | $0.00 |
| Grace Period | 25 days |
| Penalty APR | None |
Usability & Experience#
| Digital Wallets | apple-pay, google-pay, samsung-pay |
| Customer Service | Unverified |
| Instant Use | Available |
Strategy & Eligibility#
| Min. Credit Score | 700+ |
| Recommended Range | Good to Excellent |
| Chase 5/24 Rule | No |
| Lifetime Restriction | None |
| Active Family Restriction | Yes (None) |
| Closure Grace Period | None |
Comparisons#
See how the Capital One Spark Miles Select for Business compares to other cards.