The U.S. Bank Altitude Reserve Visa Infinite Card, issued by U.S. Bank, is a Visa Infinite credit card made of Metal.

Welcome Offer

Bonus50,000 Points
Spend Requirement$4,500
Timeline90 days
Efficiency Score11.11 pts/$1
Cash Back Value
Portal Travel Value
Transfer Estimated Value

Rewards Breakdown

Base Rate1.00%
Hotels5.0x
Online Retail3.0x
Travel3.0x
Anniversary BonusNone
Portal Boost1x

Pricing Details

Purchase APR28.99% - 35.99%
Cash Advance Fee5%
Balance Transfer Fee3%
Late Payment FeeUp to $41
Minimum Interest Charge$2.00
Grace Period24 days
Penalty APRNone

Usability & Experience

Digital Walletsapple-pay, google-pay, samsung-pay
Customer ServiceUnverified
Instant UseNo

Strategy & Eligibility

Min. Credit Score720+
Recommended RangeExcellent
Chase 5/24 RuleNo
Lifetime RestrictionNone
Active Family RestrictionYes (Generally, U.S. Bank allows one approval every 6 months for their cards.)
Closure Grace PeriodNone

Comparisons

See how the U.S. Bank Altitude Reserve Visa Infinite Card compares to other cards.