Ranked #20/225
Ranked #122/225

Snapshot

Gold Rewards Card
Gold Rewards Card
 Capital One Spark Miles Select for Business
Capital One Spark Miles Select for Business
IssuerAmerican ExpressCapital One
NetworkAmerican ExpressVisa
Card MaterialMetalPlastic
Annual Fee$325.00$0.00
Base Rate1.00%1.50%
Travel Rewards3.00x0.00x
Auth. User Fee$35.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.5% (base)
Hotels5.0%1.5% (base)
Restaurants4.0%1.5% (base)
Supermarkets4.0%1.5% (base)
Airline3.0%1.5% (base)
Resy4.0%1.5% (base)
Dunkin'4.0%1.5% (base)
Uber1.0%1.5% (base)
Grubhub4.0%1.5% (base)
Hotels via Capital One Travel1.0% (base)5.0%
Rental Cars via Capital One Travel1.0% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners20 partners18 partners
Annual CreditsNoneNone

Transfer Partners

1:11:1

Pricing Details

Purchase APR12.74% - 21.74%18.49% - 24.49%
Cash Advance APR28.74%29.99%
Penalty APR29.99%N/A
Late Fee$40$39
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalYesPrimary (when renting for business purposes)
Baggage Delay--
Baggage LossYes-
Cell Phone Protection--
Extended WarrantyYesExtends warranty by 1 year
Purchase Protection90 days-
Return Protection--
Roadside Dispatch--
Trip Cancellation Interruption--
Trip DelayYes-
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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