Ranked #138/225
Ranked #5/225

Snapshot

Upgrade Cash Rewards Visa
Upgrade Cash Rewards Visa
 IHG One Rewards Traveler Credit Card
IHG One Rewards Traveler Credit Card
IssuerUpgrade (Sutton Bank)Chase
NetworkVisaMastercard
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate1.50%2.00%
Travel Rewards0.00x3.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.5% (base)2.0% (base)
Gas Stations1.5% (base)3.0%
Restaurants1.5% (base)3.0%
Streaming1.5% (base)3.0%
Utilities1.5% (base)3.0%
IHG1.5% (base)17.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR14.99% - 29.99%12.49% - 21.49%
Cash Advance APRN/A21.74%
Penalty APRN/A23.24%
Late FeeN/A$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto Rental-Yes
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended Warranty-Yes
Purchase Protection-120 days
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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