The Upgrade Cash Rewards Visa, issued by Upgrade (Sutton Bank), is a Visa Traditional credit card made of Plastic.

Rewards Breakdown

Base Rate1.50%
Anniversary BonusNone
Portal Boost1x

Pricing Details

Purchase APR21.74% - 36.74%
Cash Advance FeeNone
Balance Transfer FeeNone
Late Payment FeeUp to $Unverified
Minimum Interest Charge$0.00
Grace Period21 days
Penalty APRNone

Usability & Experience

Digital Walletsapple-pay, google-pay, samsung-pay
Customer ServiceUnverified
Instant UseNo

Strategy & Eligibility

Min. Credit Score580+
Recommended RangeFair to Good
Chase 5/24 RuleNo
Lifetime RestrictionNone
Active Family RestrictionYes (None)
Closure Grace PeriodNone

Comparisons

See how the Upgrade Cash Rewards Visa compares to other cards.