The IHG One Rewards Traveler Credit Card, issued by Chase, is a Mastercard credit card made of Plastic.
Welcome Offer#
| Bonus | 80,000 Ihg Points |
| Spend Requirement | $2,000 |
| Timeline | 90 days |
| Efficiency Score | 40.00 pts/$1 |
| Cash Back Value | — |
| Portal Travel Value | — |
| Transfer Estimated Value | $480 |
Pricing Details#
| Purchase APR | 19.24% - 28.24% |
| Cash Advance Fee | 5% |
| Balance Transfer Fee | 5% |
| Late Payment Fee | Up to $40 |
| Minimum Interest Charge | $0.00 |
| Grace Period | 21 days |
| Penalty APR | 29.99% |
Benefits & Partners#
| Transfer Partners | None |
| Annual Credits | None |
| Partnership Benefits | 3 Programs |
| IHG Hotels & Resorts | 17.0x Ihg Points |
| 4th Night Free Perk | On IHG reward nights |
| IHG Silver Elite Status Perk | Automatic Silver Elite |
Usability & Experience#
| Digital Wallets | apple-pay, google-pay, samsung-pay |
| Customer Service | Standard Support |
| Instant Use | Available |
Strategy & Eligibility#
| Min. Credit Score | 660+ |
| Recommended Range | Good |
| Chase 5/24 Rule | Strict (Chase) |
| Lifetime Restriction | None |
| Active Family Restriction | Yes (One personal IHG card bonus at a time) |
| Closure Grace Period | None |
Comparisons#
See how the IHG One Rewards Traveler Credit Card compares to other cards.