Ranked #5/225
Ranked #138/225

Snapshot

IHG One Rewards Traveler Credit Card
IHG One Rewards Traveler Credit Card
 Upgrade Cash Rewards Visa
Upgrade Cash Rewards Visa
IssuerChaseUpgrade (Sutton Bank)
NetworkMastercardVisa
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate2.00%1.50%
Travel Rewards3.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate2.0% (base)1.5% (base)
Gas Stations3.0%1.5% (base)
Restaurants3.0%1.5% (base)
Streaming3.0%1.5% (base)
Utilities3.0%1.5% (base)
IHG17.0%1.5% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR12.49% - 21.49%14.99% - 29.99%
Cash Advance APR21.74%N/A
Penalty APR23.24%N/A
Late Fee$40N/A
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalYes-
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended WarrantyYes-
Purchase Protection120 days-
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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