Global hospitality company.
Technical Note: IHG Hotels & Resorts transactions typically report under MCC codes:
7011. This helps determine which card multiplier applies.
Ranked Card Rewards at IHG Hotels & Resorts
| Card | Rate | Cash / $100 ? Liquidation floor for this currency (Statement credit/Bank deposit). | Credits/mo | Network Perk | Why it Wins |
|---|---|---|---|---|---|
| Chase Sapphire Preferred | 5x Chase Points | $5.00 | — | — | Chase Travel Category |
| Citi Prestige Card | 5x Thankyou Points | $5.00 | — | — | Air Travel Category |
| The World of Hyatt Credit Card | 4x Hyatt Points | $4.00 | — | — | Hyatt Hotels Category |
| Robinhood Gold Card | 3x Cash | $3.00 | — | — | Base Rate |
| Chase Ink Business Premier | 2x Cash | $2.00 | — | — | Base Rate |
| Chase Ink Business Unlimited | 2x Cash | $1.50 | — | — | Base Rate |
| Gold Rewards Card | 1x Amex Points | $0.60 | — | — | Base Rate |
Value of Transferring to IHG One Rewards
Standardized value of transferring 1,000 points. Often, transferring to partners provides a "Value Boost" compared to fixed-rate redemptions.
| Card | Ratio | 1k Pts Value (Source) | 1k Pts Value (IHG Hotels & Resorts) | Value Change | Speed | Process |
|---|---|---|---|---|---|---|
| Chase Sapphire Preferred | 1:1 | $10.00 | $6.00 | -40.0% Value | Unverified | Unverified |
How we calculate this
We join merchant transaction data (MCCs) with card reward structures to find the highest effective yield. For points programs, we assume a live valuation (e.g., 1 cent per Chase point) to provide a comparable “Cash Value” metric.
Suggested Merchant Category Codes (MCC)
The following categories are typically used by payment networks (Visa, Mastercard, Amex) to classify this merchant. These codes determine the reward yield for specific credit cards.
● MCC-7011
ISO 18245
Lodging - Hotels, Motels, Resorts, Central Reservation Services
(Not Elsewhere Classified) establishments or central reservation services that do Establishments Managers not have their own specific MCC. Central Reservation MCC 7011 may include bed and breakfast Services establishments, resorts, cabins, cottages, hostels, Hotels (Not Listed in short-term property rentals less than 30 days in T&E Section) length, and local inns. Inns (Not Listed in T&E Section) Lodging Establishments (Not Listed in T&E Section) Motels (Not Listed in T&E Section) Resorts (Not Listed in T&E Section) Services - Central Reservation, Lodging