Ranked #1/225
Ranked #20/225

Snapshot

IHG One Rewards Premier Business Credit Card
IHG One Rewards Premier Business Credit Card
 Gold Rewards Card
Gold Rewards Card
IssuerChaseAmerican Express
NetworkMastercardAmerican Express
Card MaterialPlasticMetal
Annual Fee$99.00$325.00
Base Rate3.00%1.00%
Travel Rewards5.00x3.00x
Auth. User Fee$0.00$35.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate3.0% (base)1.0% (base)
Hotels26.0%5.0%
Travel5.0%1.0% (base)
Restaurants5.0%4.0%
Gas Stations5.0%1.0% (base)
Select Business Categories5.0%1.0% (base)
Supermarkets3.0% (base)4.0%
Airline3.0% (base)3.0%
Resy3.0% (base)4.0%
Dunkin'3.0% (base)4.0%
Uber3.0% (base)1.0%
Grubhub3.0% (base)4.0%
Anniversary Bonus[object Object]None
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone20 partners
Annual CreditsNoneNone

Transfer Partners

-1:1

Pricing Details

Purchase APR12.49% - 21.49%12.74% - 21.74%
Cash Advance APR21.74%28.74%
Penalty APR23.24%29.99%
Late Fee$40$40
Balance Transfer FeeN/AN/A

Insurance & Protections

Auto RentalYesYes
Baggage Delay--
Baggage Loss-Yes
Cell Phone Protection--
Extended WarrantyYesYes
Purchase Protection120 days90 days
Return Protection--
Roadside Dispatch--
Trip Cancellation Interruption--
Trip Delay-Yes
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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