Ranked #70/225
Ranked #20/225

Snapshot

U.S. Bank Altitude Reserve Visa Infinite Card
U.S. Bank Altitude Reserve Visa Infinite Card
 Gold Rewards Card
Gold Rewards Card
IssuerU.S. BankAmerican Express
NetworkVisaAmerican Express
Card MaterialMetalMetal
Annual Fee$400.00$325.00
Base Rate1.00%1.00%
Travel Rewards5.00x3.00x
Auth. User Fee$0.00$35.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Hotels5.0%5.0%
Travel3.0%1.0% (base)
Online Retail3.0%1.0% (base)
Restaurants1.0% (base)4.0%
Supermarkets1.0% (base)4.0%
Airline1.0% (base)3.0%
Resy1.0% (base)4.0%
Dunkin'1.0% (base)4.0%
Uber1.0% (base)1.0%
Grubhub1.0% (base)4.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone20 partners
Annual CreditsNoneNone

Transfer Partners

-1:1

Pricing Details

Purchase APR22.24% - 29.24%12.74% - 21.74%
Cash Advance APR29.99%28.74%
Penalty APRN/A29.99%
Late Fee$41$40
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalPrimaryYes
Baggage Delay--
Baggage Loss-Yes
Cell Phone Protection--
Extended WarrantyCoveredYes
Purchase ProtectionCovered90 days
Return ProtectionCovered-
Roadside Dispatch--
Trip Cancellation InterruptionCovered up to $2,000-
Trip DelayCovered for delays over 6 hoursYes
Tsa Precheck Global EntryUp to $100 statement credit every 4 years-

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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