Ranked #20/225
Ranked #70/225

Snapshot

Gold Rewards Card
Gold Rewards Card
 U.S. Bank Altitude Reserve Visa Infinite Card
U.S. Bank Altitude Reserve Visa Infinite Card
IssuerAmerican ExpressU.S. Bank
NetworkAmerican ExpressVisa
Card MaterialMetalMetal
Annual Fee$325.00$400.00
Base Rate1.00%1.00%
Travel Rewards3.00x5.00x
Auth. User Fee$35.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Hotels5.0%5.0%
Restaurants4.0%1.0% (base)
Supermarkets4.0%1.0% (base)
Airline3.0%1.0% (base)
Resy4.0%1.0% (base)
Dunkin'4.0%1.0% (base)
Uber1.0%1.0% (base)
Grubhub4.0%1.0% (base)
Travel1.0% (base)3.0%
Online Retail1.0% (base)3.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners20 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1-

Pricing Details

Purchase APR12.74% - 21.74%22.24% - 29.24%
Cash Advance APR28.74%29.99%
Penalty APR29.99%N/A
Late Fee$40$41
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalYesPrimary
Baggage Delay--
Baggage LossYes-
Cell Phone Protection--
Extended WarrantyYesCovered
Purchase Protection90 daysCovered
Return Protection-Covered
Roadside Dispatch--
Trip Cancellation Interruption-Covered up to $2,000
Trip DelayYesCovered for delays over 6 hours
Tsa Precheck Global Entry-Up to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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