Ranked #218/225
Ranked #20/225

Snapshot

Chime Credit Builder Secured Visa Credit Card
Chime Credit Builder Secured Visa Credit Card
 Gold Rewards Card
Gold Rewards Card
IssuerChime (Stride Bank)American Express
NetworkVisaAmerican Express
Card MaterialPlasticMetal
Annual Fee$0.00$325.00
Base Rate0.00%1.00%
Travel Rewards0.00x3.00x
Auth. User Fee$0.00$35.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate0.0% (base)1.0% (base)
Hotels0.0% (base)5.0%
Restaurants0.0% (base)4.0%
Supermarkets0.0% (base)4.0%
Airline0.0% (base)3.0%
Resy0.0% (base)4.0%
Dunkin'0.0% (base)4.0%
Uber0.0% (base)1.0%
Grubhub0.0% (base)4.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone20 partners
Annual CreditsNoneNone

Transfer Partners

-1:1

Pricing Details

Purchase APR0% - 0%12.74% - 21.74%
Cash Advance APRN/A28.74%
Penalty APRN/A29.99%
Late FeeN/A$40
Balance Transfer FeeN/AN/A

Insurance & Protections

Auto Rental-Yes
Baggage Delay--
Baggage Loss-Yes
Cell Phone Protection--
Extended Warranty-Yes
Purchase Protection-90 days
Return Protection--
Roadside Dispatch--
Trip Cancellation Interruption--
Trip Delay-Yes
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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