The Chime Credit Builder Secured Visa Credit Card, issued by Chime (Stride Bank), is a solid choice in the market.

Chime Credit Builder Secured Visa Credit Card Payoff Analysis

Chime Credit Builder Secured Visa® Credit Card Payoff Analysis

This tool is provided "AS IS" for informational purposes. It does not constitute financial or legal advice. Projections are based solely on user inputs and may not reflect current issuer terms. Users must verify all data against their official cardmember agreements. See full Terms.

Time to Pay Off
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Rewards Earned --
Interest Paid --
Interest Earned ? Interest earned by keeping your cash in a yield-bearing account during the grace period.

Formula: Balance × (APY / 365) × Days.
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* Estimates use live economic data (Prime Rate: 6.75%) and daily compounding. Does not include new purchases or late fees.

Snapshot

Chime Credit Builder Secured Visa® Credit Card
Chime Credit Builder Secured Visa® Credit Card
IssuerChime (Stride Bank)
NetworkVisa (Visa Traditional)
Card MaterialPlastic
Annual Fee$0.00
Base Rate0.00%
Travel Rewards0.00x
Authorized User Fee$0.00
Foreign Transaction FeeNone
Credit ReportingEx, Eq, Tu
Product LifecycleAvailable (6y ago)
Minimum Credit LineN/A

Rewards Breakdown

Base Rate0.00%
Anniversary BonusNone
Portal Boost1x

Pricing Details

Purchase APR6.75% - 6.75%
Cash Advance FeeNone
Balance Transfer FeeNone
Late Payment FeeUp to $Unverified
Minimum Interest Charge$0.00
Grace Period21 days
Penalty APRNone

Usability & Experience

Digital Walletsapple-pay, google-pay, samsung-pay
Customer ServiceUnverified
Instant UseNo

Strategy & Eligibility

Min. Credit Score0+
Recommended RangeNo Credit / Rebuilding
Chase 5/24 RuleNo
Lifetime RestrictionNone
Active Family RestrictionYes (None)
Closure Grace PeriodNone

Comparisons

See how the Chime Credit Builder Secured Visa Credit Card compares to other cards.