Ranked #15/225
Ranked #2/225

Snapshot

Chase Sapphire Reserve
Chase Sapphire Reserve
 IHG One Rewards Premier Credit Card
IHG One Rewards Premier Credit Card
IssuerChaseChase
NetworkVisaMastercard
Card MaterialMetalPlastic
Annual Fee$795.00$99.00
Base Rate1.00%3.00%
Travel Rewards3.00x5.00x
Auth. User Fee$75.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)3.0% (base)
Hotels10.0%26.0%
Airline5.0%3.0% (base)
Restaurants3.0%5.0%
Travel3.0%5.0%
Lyft5.0%3.0% (base)
Gas Stations1.0% (base)5.0%
Anniversary BonusNone[object Object]
Portal Boost1.5x1x

Benefits & Partners

Transfer Partners14 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1-

Pricing Details

Purchase APR12.74% - 21.24%12.49% - 21.49%
Cash Advance APR21.74%21.74%
Penalty APR23.24%23.24%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalYesYes
Baggage DelayYes-
Baggage LossYes-
Cell Phone Protection--
Extended WarrantyYesYes
Purchase Protection120 days120 days
Return Protection--
Roadside DispatchPay-per-use-
Trip Cancellation InterruptionYes-
Trip DelayYes-
Tsa Precheck Global EntryYesYes

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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