The Amex Hilton Honors, issued by American Express, is a solid choice in the market.

Amex Hilton Honors Payoff Analysis

Amex Hilton Honors Payoff Analysis

This tool is provided "AS IS" for informational purposes. It does not constitute financial or legal advice. Projections are based solely on user inputs and may not reflect current issuer terms. Users must verify all data against their official cardmember agreements. See full Terms.

Time to Pay Off
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Rewards Earned --
Interest Paid --
Interest Earned ? Interest earned by keeping your cash in a yield-bearing account during the grace period.

Formula: Balance × (APY / 365) × Days. --
TOTAL DEBT SERVICE --
* Estimates use live economic data (Prime Rate: 6.75%) and daily compounding. Does not include new purchases or late fees.

Snapshot

Amex Hilton Honors
Amex Hilton Honors
IssuerAmerican Express
NetworkAmerican Express
Card MaterialPlastic
Annual Fee$0.00
Base Rate3.00%
Travel Rewards0.00x
Authorized User Fee$0.00
Foreign Transaction FeeNone
Credit ReportingEx, Eq, Tu
Product LifecycleActive
Minimum Credit LineN/A

Welcome Offer

Bonus100,000 Hilton Points
Spend Requirement$2,000
Timeline180 days
Efficiency Score50.00 pts/$1
Cash Back Value$100
Portal Travel Value—
Transfer Estimated Value—

Rewards Breakdown

Base Rate3.00%
Gas Stations5.0x
Hotels7.0x
Restaurants5.0x
Supermarkets5.0x
Anniversary BonusNone
Portal Boost1x

Pricing Details

Purchase APR19.49% - 28.49%
Cash Advance Fee5%
Balance Transfer FeeNone
Late Payment FeeUp to $40
Minimum Interest Charge$0.00
Grace Period23 days
Penalty APR36.74%

Official Resources

Usability & Experience

Digital Walletsapple-pay, google-pay, samsung-pay
Customer ServiceUnverified
Instant UseUnverified

Strategy & Eligibility

Min. Credit Score670+
Recommended RangeGood to Excellent
Chase 5/24 RuleNo
Lifetime RestrictionYes
Active Family RestrictionNo
Closure Grace PeriodNone

Comparisons

See how the Amex Hilton Honors compares to other cards.

Terms and rewards for this card are currently Unverified. While we strive for accuracy, card issuers may change terms at any time. Always verify details on the issuer's official website before applying.