The IHG One Rewards Premier Credit Card, issued by Chase, is a Mastercard credit card made of Plastic.

Welcome Offer

Bonus150,000 Ihg Points
Spend Requirement$3,000
Timeline90 days
Efficiency Score50.00 pts/$1
Cash Back Value
Portal Travel Value
Transfer Estimated Value$1,110

Rewards Breakdown

Base Rate3.00%
Gas Stations5.0x
IHG26.0x
Restaurants5.0x
Travel5.0x
Anniversary Bonus1 Free Night
Portal Boost1x

Pricing Details

Purchase APR19.24% - 28.24%
Cash Advance Fee5%
Balance Transfer Fee5%
Late Payment FeeUp to $40
Minimum Interest Charge$0.00
Grace Period21 days
Penalty APR29.99%

Benefits & Partners

Transfer PartnersNone
Annual CreditsNone
Partnership Benefits4 Programs
IHG Hotels & Resorts26.0x Ihg Points
4th Night Free PerkOn IHG reward nights
IHG Platinum Elite Status PerkAutomatic Platinum Elite
United TravelBank Cash PerkUp to $50 annually

Usability & Experience

Digital Walletsapple-pay, google-pay, samsung-pay
Customer ServiceStandard Support
Instant UseAvailable

Strategy & Eligibility

Min. Credit Score670+
Recommended RangeGood
Chase 5/24 RuleStrict (Chase)
Lifetime RestrictionNone
Active Family RestrictionYes (One personal IHG card bonus at a time)
Closure Grace PeriodNone

Comparisons

See how the IHG One Rewards Premier Credit Card compares to other cards.