Snapshot

IHG One Rewards Traveler Credit Card
IHG One Rewards Traveler Credit Card
 Costco Anywhere Visa Card by Citi
Costco Anywhere Visa Card by Citi
IssuerChaseCiti
NetworkMastercardVisa
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate2.00%1.00%
Travel Rewards3.00x3.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate2.0% (base)1.0% (base)
Hotels17.0%1.0% (base)
Gas Stations3.0%1.0% (base)
Restaurants3.0%3.0%
Streaming3.0%1.0% (base)
Utilities3.0%1.0% (base)
Eligible gas and EV charging purchases (up to $7K per year)2.0% (base)4.0%
Travel2.0% (base)3.0%
Costco and Costco.com purchases2.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR12.49% - 21.49%20.49% - 20.49%
Cash Advance APR21.74%29.99%
Penalty APR23.24%29.99%
Late Fee$40$41
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto Rental✓Secondary
Baggage Delay——
Baggage Loss——
Cell Phone Protection——
Extended Warranty✓Extends warranty by 24 months
Purchase Protection120 daysCovered up to $10,000 per item
Return Protection——
Trip Cancellation Interruption——
Trip Delay——
Tsa Precheck Global Entry——

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard