The Alliant Cashback Visa Signature Credit Card, issued by Alliant Credit Union, is a premium contender in the market.

Alliant Cashback Visa Signature Credit Card Payoff Analysis

Alliant Cashback Visa® Signature Credit Card Payoff Analysis

This tool is provided "AS IS" for informational purposes. It does not constitute financial or legal advice. Projections are based solely on user inputs and may not reflect current issuer terms. Users must verify all data against their official cardmember agreements. See full Terms.

Time to Pay Off
--
--
Rewards Earned --
Interest Paid --
Interest Earned ? Interest earned by keeping your cash in a yield-bearing account during the grace period.

Formula: Balance × (APY / 365) × Days.
--
* Estimates use live economic data (Prime Rate: 6.75%) and daily compounding. Does not include new purchases or late fees.

Snapshot

Alliant Cashback Visa® Signature Credit Card
Alliant Cashback Visa® Signature Credit Card
IssuerAlliant Credit Union
NetworkVisa (Visa Signature)
Card MaterialPlastic
Annual Fee$0.00
Base Rate2.50%
Travel Rewards0.00x
Authorized User Fee$0.00
Foreign Transaction FeeNone
Credit ReportingEx, Eq, Tu
Product LifecycleAvailable (9y ago)
Minimum Credit Line$10000

Rewards Breakdown

Base Rate2.50%
Anniversary BonusNone
Portal Boost1x

Pricing Details

Purchase APR21.99% - 31.99%
Cash Advance Fee3%
Balance Transfer Fee3%
Late Payment FeeUp to $29
Minimum Interest Charge$1.00
Grace Period25 days
Penalty APRNone

Usability & Experience

Digital Walletsapple-pay, google-pay, samsung-pay
Customer ServiceUnverified
Instant UseNo

Strategy & Eligibility

Min. Credit Score720+
Recommended RangeExcellent
Chase 5/24 RuleNo
Lifetime RestrictionNone
Active Family RestrictionYes (None)
Closure Grace PeriodNone

Comparisons

See how the Alliant Cashback Visa Signature Credit Card compares to other cards.