Ranked #5/225
Ranked #28/225

Snapshot

IHG One Rewards Traveler Credit Card
IHG One Rewards Traveler Credit Card
 Chase Sapphire Preferred
Chase Sapphire Preferred
IssuerChaseChase
NetworkMastercardVisa
Card MaterialPlasticMetal
Annual Fee$0.00$95.00
Base Rate2.00%1.00%
Travel Rewards3.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate2.0% (base)1.0% (base)
Hotels17.0%1.0% (base)
Gas Stations3.0%1.0% (base)
Restaurants3.0%3.0%
Streaming3.0%3.0%
Utilities3.0%1.0% (base)
Travel2.0% (base)2.0%
Supermarkets2.0% (base)3.0%
Peloton2.0% (base)5.0%
Lyft2.0% (base)5.0%
Anniversary BonusNone0.1
Portal Boost1x1.25x

Benefits & Partners

Transfer PartnersNone14 partners
Annual CreditsNoneNone

Transfer Partners

-1:1

Pricing Details

Purchase APR12.49% - 21.49%12.49% - 20.74%
Cash Advance APR21.74%21.74%
Penalty APR23.24%23.24%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalYesYes
Baggage Delay-Yes
Baggage Loss-Yes
Cell Phone Protection--
Extended WarrantyYesYes
Purchase Protection120 days120 days
Return Protection--
Roadside Dispatch-Pay-per-use
Trip Cancellation Interruption-Yes
Trip Delay-Yes
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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