Peloton ($PTON)
Peloton Interactive, Inc. provides interactive fitness products in North America and internationally.
- Industry: Fitness Equipment / Media Streaming
- Public Status: NASDAQ: PTON
- Official Site: www.onepeloton.com
Technical Note: Peloton transactions usually report as
MCC 5940 (Bicycle Shops - Sales and Service). Peloton subscriptions and equipment typically code as sporting goods or health clubs.
Ranked Card Rewards at Peloton
| Card | Rate | Cash / $100 ? Liquidation floor for this currency (Statement credit/Bank deposit). | Credits/mo | Network Perk | Why it Wins |
|---|---|---|---|---|---|
| Chase Sapphire Preferred | 5x Chase Points | $5.00 | — | — | Partnership (ends 2027-12-31) in 1.7 years |
| Robinhood Gold Card | 3x Cash | $3.00 | — | — | Base Rate |
| Chase Ink Business Premier | 2x Cash | $2.00 | — | — | Base Rate |
| Chase Ink Business Unlimited | 2x Cash | $1.50 | — | — | Base Rate |
| The World of Hyatt Credit Card | 1x Hyatt Points | $1.00 | — | — | Base Rate |
| Citi Prestige Card | 1x Thankyou Points | $1.00 | — | — | Base Rate |
| Gold Rewards Card | 1x Amex Points | $0.60 | — | — | Base Rate |
How we calculate this
We join merchant transaction data (MCCs) with card reward structures to find the highest effective yield. For points programs, we assume a live valuation (e.g., 1 cent per Chase point) to provide a comparable “Cash Value” metric.
Suggested Merchant Category Codes (MCC)
The following categories are typically used by payment networks (Visa, Mastercard, Amex) to classify this merchant. These codes determine the reward yield for specific credit cards.
● MCC-5940
ISO 18245
Bicycle Shops - Sales and Service
variety of related sporting apparel) and may also and Related Services conduct repair work.
● MCC-7997
ISO 18245
Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses
private golf courses, boating and yacht clubs, Clubs - Boating swimming clubs, tennis clubs, bowling leagues, riding Clubs - Gun clubs, shooting and gun clubs, and racquetball clubs, and may also provide spa services Clubs - Racquetball Clubs - Sailing MCC Clubs - Sports Clubs - Tennis Clubs - Yacht Country Clubs Exercise Clubs Fitness Clubs Health Clubs Private Golf Courses