Ranked #20/225
Ranked #8/225

Snapshot

Gold Rewards Card
Gold Rewards Card
Choice Privileges Select Mastercard
Choice Privileges Select Mastercard
IssuerAmerican ExpressWells Fargo
NetworkAmerican ExpressMastercard
Card MaterialMetalPlastic
Annual Fee$325.00$95.00
Base Rate1.00%1.00%
Travel Rewards3.00x10.00x
Auth. User Fee$35.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Hotels5.0%10.0%
Restaurants4.0%1.0% (base)
Supermarkets4.0%5.0%
Airline3.0%1.0% (base)
Resy4.0%1.0% (base)
Dunkin'4.0%1.0% (base)
Uber1.0%1.0% (base)
Grubhub4.0%1.0% (base)
Gas Stations1.0% (base)5.0%
Home Improvement Stores1.0% (base)5.0%
Telecommunications1.0% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners20 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1-

Pricing Details

Purchase APR12.74% - 21.74%21.24% - 29.99%
Cash Advance APR28.74%29.99%
Penalty APR29.99%N/A
Late Fee$40$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalYesSecondary
Baggage Delay--
Baggage LossYes-
Cell Phone Protection-Covered up to $800 per claim (subject to $25 deductible)
Extended WarrantyYes-
Purchase Protection90 days-
Return Protection--
Roadside Dispatch--
Trip Cancellation Interruption--
Trip DelayYes-
Tsa Precheck Global Entry-Up to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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