Snapshot

Gold Rewards Card
Gold Rewards Card
USAA Rate Advantage Visa Platinum Card
USAA Rate Advantage Visa Platinum Card
IssuerAmerican ExpressUSAA
NetworkAmerican ExpressVisa
Card MaterialMetalPlastic
Annual Fee$325.00$0.00
Base Rate1.00%0.00%
Travel Rewards3.00x0.00x
Auth. User Fee$35.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.0% (base)0.0% (base)
Hotels5.0%0.0% (base)
Restaurants4.0%0.0% (base)
Supermarkets4.0%0.0% (base)
Airline3.0%0.0% (base)
Resy4.0%0.0% (base)
Dunkin'4.0%0.0% (base)
Uber1.0%0.0% (base)
Grubhub4.0%0.0% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners20 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1

Pricing Details

Purchase APR12.74% - 21.74%12.15% - 29.15%
Cash Advance APR28.74%29.15%
Penalty APR29.99%32.4%
Late Fee$40$35
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalSecondary
Baggage Delay
Baggage Loss
Cell Phone Protection
Extended Warranty
Purchase Protection90 days
Return Protection
Roadside Dispatch
Trip Cancellation Interruption
Trip Delay
Tsa Precheck Global Entry

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard