The USAA Rate Advantage Visa Platinum Card, issued by USAA, is a Visa Platinum credit card made of Plastic.
Pricing Details#
| Purchase APR | 18.90% - 35.90% |
| Cash Advance Fee | 3% |
| Balance Transfer Fee | 3% |
| Late Payment Fee | Up to $35 |
| Minimum Interest Charge | $0.50 |
| Grace Period | 25 days |
| Penalty APR | 39.15% |
Usability & Experience#
| Digital Wallets | apple-pay, google-pay, samsung-pay |
| Customer Service | Unverified |
| Instant Use | No |
Strategy & Eligibility#
| Min. Credit Score | 670+ |
| Recommended Range | Good to Excellent |
| Chase 5/24 Rule | No |
| Lifetime Restriction | None |
| Active Family Restriction | Yes (None) |
| Closure Grace Period | None |
Comparisons#
See how the USAA Rate Advantage Visa Platinum Card compares to other cards.