Ranked #20/225
Ranked #31/225

Snapshot

Gold Rewards Card
Gold Rewards Card
Alliant Cashback Visa Signature Credit Card
Alliant Cashback Visa Signature Credit Card
IssuerAmerican ExpressAlliant Credit Union
NetworkAmerican ExpressVisa
Card MaterialMetalPlastic
Annual Fee$325.00$0.00
Base Rate1.00%2.50%
Travel Rewards3.00x0.00x
Auth. User Fee$35.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)2.5% (base)
Hotels5.0%2.5% (base)
Restaurants4.0%2.5% (base)
Supermarkets4.0%2.5% (base)
Airline3.0%2.5% (base)
Resy4.0%2.5% (base)
Dunkin'4.0%2.5% (base)
Uber1.0%2.5% (base)
Grubhub4.0%2.5% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners20 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1-

Pricing Details

Purchase APR12.74% - 21.74%15.24% - 25.24%
Cash Advance APR28.74%25.24%
Penalty APR29.99%N/A
Late Fee$40$29
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalYesSecondary
Baggage Delay-Up to $300
Baggage LossYes-
Cell Phone Protection--
Extended WarrantyYesDoubles original warranty up to 1 additional year
Purchase Protection90 daysUp to $10,000 per claim
Return Protection--
Roadside Dispatch--
Trip Cancellation Interruption-Up to $2,000 per passenger
Trip DelayYesUp to $300 (delay > 12 hours)
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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