The Ink Business Premier Credit Card, issued by Chase, is a premium contender in the market.

Ink Business Premier Credit Card Payoff Analysis

Ink Business Premier® Credit Card Payoff Analysis

This tool is provided "AS IS" for informational purposes. It does not constitute financial or legal advice. Projections are based solely on user inputs and may not reflect current issuer terms. Users must verify all data against their official cardmember agreements. See full Terms.

Time to Pay Off
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Rewards Earned --
Interest Paid --
Interest Earned ? Interest earned by keeping your cash in a yield-bearing account during the grace period.

Formula: Balance × (APY / 365) × Days.
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* Estimates use live economic data (Prime Rate: 6.75%) and daily compounding. Does not include new purchases or late fees.

Snapshot

Ink Business Premier® Credit Card
Ink Business Premier® Credit Card
IssuerChase
NetworkVisa (Visa Signature)
Card MaterialMetal
Annual Fee$195.00
Base Rate2.00%
Travel Rewards5.00x
Authorized User Fee$0.00
Foreign Transaction FeeNone
Credit ReportingEx, Eq, Tu
Product LifecycleAvailable (3y ago)
Minimum Credit LineN/A

Welcome Offer

Bonus1,000 Cash
Spend Requirement$10,000
Timeline90 days
Efficiency Score0.10 pts/$1
Cash Back Value$1,000
Portal Travel Value
Transfer Estimated Value

Rewards Breakdown

Base Rate2.00%
Chase Travel5.0%
Purchases of $5,000+2.5%
Anniversary BonusNone
Portal Boost1x

Pricing Details

Purchase APRN/A
Cash Advance Fee5%
Balance Transfer FeeNone
Late Payment FeeUp to $40
Minimum Interest Charge$0.00
Grace Period21 days
Penalty APRNone

Usability & Experience

Digital Walletsapple-pay, google-pay, samsung-pay
Customer ServiceBusiness Specialist
Instant UseAvailable

Strategy & Eligibility

Min. Credit Score720+
Recommended RangeExcellent
Chase 5/24 RuleStrict (Chase)
Lifetime RestrictionYes
Active Family RestrictionNo
Closure Grace PeriodNone

Comparisons

See how the Ink Business Premier Credit Card compares to other cards.