Ranked #37/225
Ranked #20/225

Snapshot

U.S. Bank Shopper Cash Rewards Visa Signature Card
U.S. Bank Shopper Cash Rewards Visa Signature Card
 Gold Rewards Card
Gold Rewards Card
IssuerU.S. BankAmerican Express
NetworkVisaAmerican Express
Card MaterialPlasticMetal
Annual Fee$95.00$325.00
Base Rate1.50%1.00%
Travel Rewards5.50x3.00x
Auth. User Fee$0.00$35.00
Foreign Txn Fee3%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Two retailers you choose (up to $1,500/quarter)6.0%1.0% (base)
Hotels5.5%5.0%
One everyday category you choose (up to $1,500/quarter)3.0%1.0% (base)
Restaurants1.5% (base)4.0%
Supermarkets1.5% (base)4.0%
Airline1.5% (base)3.0%
Resy1.5% (base)4.0%
Dunkin'1.5% (base)4.0%
Uber1.5% (base)1.0%
Grubhub1.5% (base)4.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone20 partners
Annual CreditsNoneNone

Transfer Partners

-1:1

Pricing Details

Purchase APR19.49% - 29.49%12.74% - 21.74%
Cash Advance APR29.99%28.74%
Penalty APRN/A29.99%
Late Fee$41$40
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalSecondaryYes
Baggage Delay--
Baggage Loss-Yes
Cell Phone Protection--
Extended Warranty-Yes
Purchase Protection-90 days
Return Protection--
Roadside Dispatch--
Trip Cancellation Interruption--
Trip Delay-Yes
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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