Snapshot
Welcome Offer
| Bonus | None | None |
| Spend Requirement | — | — |
| Timeline | — | — |
Rewards Breakdown
| Base Rate | 1.0% (base) | 3.0% (base) |
| Apple purchases and select partners using Apple Pay (Uber, Nike, Panera, T-Mobile, Exxon, Ace, Walgreens) | 3.0% | 3.0% (base) |
| All other purchases using Apple Pay | 2.0% | 3.0% (base) |
| Hotels | 1.0% (base) | 26.0% |
| Travel | 1.0% (base) | 5.0% |
| Restaurants | 1.0% (base) | 5.0% |
| Gas Stations | 1.0% (base) | 5.0% |
| Anniversary Bonus | None | [object Object] |
| Portal Boost | 1x | 1x |
Benefits & Partners
| Transfer Partners | None | None |
| Annual Credits | None | None |
Transfer Partners
Pricing Details
| Purchase APR | 19.24% - 29.49% | 12.49% - 21.49% |
| Cash Advance APR | N/A | 21.74% |
| Penalty APR | N/A | 23.24% |
| Late Fee | N/A | $40 |
| Balance Transfer Fee | N/A | undefined% (min $0) |
Insurance & Protections
| Auto Rental | — | ✓ |
| Baggage Delay | — | — |
| Baggage Loss | — | — |
| Cell Phone Protection | — | — |
| Extended Warranty | — | ✓ |
| Purchase Protection | — | 120 days |
| Return Protection | — | — |
| Trip Cancellation Interruption | — | — |
| Trip Delay | — | — |
| Tsa Precheck Global Entry | — | ✓ |
Usability & Experience
| Digital Wallet | N/A | N/A |
| Instant Card Number | — | — |
| Credit Bureaus | N/A | N/A |
Strategy & Eligibility
| Recommended Credit | N/A | N/A |
| Application Rules | Standard | Standard |
