The Ink Business Cash Credit Card, issued by Chase, is a solid choice in the market.

Ink Business Cash Credit Card Payoff Analysis

Ink Business Cash® Credit Card Payoff Analysis

This tool is provided "AS IS" for informational purposes. It does not constitute financial or legal advice. Projections are based solely on user inputs and may not reflect current issuer terms. Users must verify all data against their official cardmember agreements. See full Terms.

Time to Pay Off
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Rewards Earned --
Interest Paid --
Interest Earned ? Interest earned by keeping your cash in a yield-bearing account during the grace period.

Formula: Balance × (APY / 365) × Days. --
TOTAL DEBT SERVICE --
* Estimates use live economic data (Prime Rate: 6.75%) and daily compounding. Does not include new purchases or late fees.

Snapshot

Ink Business Cash® Credit Card
Ink Business Cash® Credit Card
IssuerChase
NetworkVisa
Card MaterialPlastic
Annual Fee$0.00
Base Rate1.00%
Travel Rewards1.00x
Authorized User Fee$0.00
Foreign Transaction Fee3%
Credit ReportingEx, Eq, Tu
Product LifecycleAvailable (10y ago)
Minimum Credit LineN/A

Welcome Offer

Bonus750 Cash
Spend Requirement$6,000
Timeline90 days
Efficiency Score0.12 pts/$1
Cash Back Value$750
Portal Travel Value—
Transfer Estimated Value—

Rewards Breakdown

Base Rate1.00%
Gas, Dining2.0x
Office Supplies, Internet, Cable, Phone5.0x
Anniversary BonusNone
Portal Boost1x

Pricing Details

Purchase APR16.74% - 24.74%
Cash Advance Fee5%
Balance Transfer FeeNone
Late Payment FeeUp to $40
Minimum Interest Charge$0.00
Grace Period21 days
Penalty APR29.99%

Official Resources

Product Page Pricing & Terms

Usability & Experience

Digital Walletsapple-pay, google-pay, samsung-pay
Customer ServiceBusiness Support
Instant UseAvailable

Strategy & Eligibility

Min. Credit Score670+
Recommended RangeGood
Chase 5/24 RuleStrict (Chase)
Lifetime RestrictionYes
Active Family RestrictionNo
Closure Grace PeriodNone

Comparisons

See how the Ink Business Cash Credit Card compares to other cards.

Terms, pricing, and rewards for this card were last verified as of 2026-06-01. While we strive for accuracy, card issuers may change terms at any time. Always verify details on the issuer's official website before applying.