Snapshot

First PREMIER Bank Mastercard
First PREMIER Bank Mastercard
Gold Rewards Card
Gold Rewards Card
IssuerFirst PREMIER BankAmerican Express
NetworkMastercardAmerican Express
Card MaterialPlasticMetal
Annual Fee$75.00$325.00
Base Rate0.00%1.00%
Travel Rewards0.00x3.00x
Auth. User Fee$29.00$35.00
Foreign Txn Fee3%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate0.0% (base)1.0% (base)
Hotels0.0% (base)5.0%
Restaurants0.0% (base)4.0%
Supermarkets0.0% (base)4.0%
Airline0.0% (base)3.0%
Resy0.0% (base)4.0%
Dunkin'0.0% (base)4.0%
Uber0.0% (base)1.0%
Grubhub0.0% (base)4.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone20 partners
Annual CreditsNoneNone

Transfer Partners

1:1

Pricing Details

Purchase APR36% - 36%12.74% - 21.74%
Cash Advance APR36%28.74%
Penalty APRN/A29.99%
Late Fee$40$40
Balance Transfer FeeN/AN/A

Insurance & Protections

Auto Rental
Baggage Delay
Baggage Loss
Cell Phone Protection
Extended Warranty
Purchase Protection90 days
Return Protection
Roadside Dispatch
Trip Cancellation Interruption
Trip Delay
Tsa Precheck Global Entry

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard