Ranked #10/225
Ranked #15/225

Snapshot

Citi Strata Premier℠ Card
Citi Strata Premier℠ Card
Chase Sapphire Reserve
Chase Sapphire Reserve
IssuerCitiChase
NetworkMastercardVisa
Card MaterialPlasticMetal
Annual Fee$95.00$795.00
Base Rate1.00%1.00%
Travel Rewards10.00x3.00x
Auth. User Fee$0.00$75.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Hotels10.0%10.0%
Travel10.0%3.0%
Attractions on CitiTravel.com10.0%1.0% (base)
Airline3.0%5.0%
Restaurants3.0%3.0%
Supermarkets3.0%1.0% (base)
Gas Stations3.0%1.0% (base)
Lyft1.0% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1x1.5x

Benefits & Partners

Transfer Partners16 partners14 partners
Annual CreditsNoneNone

Transfer Partners

1:11:1

Pricing Details

Purchase APR21.24% - 29.24%12.74% - 21.24%
Cash Advance APR29.99%21.74%
Penalty APR29.99%23.24%
Late Fee$41$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondaryYes
Baggage Delay-Yes
Baggage Loss-Yes
Cell Phone Protection--
Extended Warranty-Yes
Purchase Protection-120 days
Return Protection--
Roadside Dispatch-Pay-per-use
Trip Cancellation Interruption-Yes
Trip Delay-Yes
Tsa Precheck Global Entry-Yes

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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