Snapshot

Citi Premier Card
Citi Premier Card
Chase Sapphire Preferred
Chase Sapphire Preferred
IssuerCitibankChase
NetworkMastercardVisa
Card MaterialPlasticMetal
Annual Fee$95.00$95.00
Base Rate1.00%1.00%
Travel Rewards3.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleGrandfatheredAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Restaurants3.0%3.0%
Supermarkets3.0%3.0%
Gas Stations3.0%1.0% (base)
Airline3.0%1.0% (base)
Hotels3.0%1.0% (base)
Travel1.0% (base)5.0%
Streaming1.0% (base)3.0%
Peloton1.0% (base)5.0%
Lyft1.0% (base)5.0%
Anniversary BonusNone0.1
Portal Boost1x1.25x

Benefits & Partners

Transfer Partners18 partners14 partners
Annual CreditsNoneNone

Transfer Partners

1:11:1

Pricing Details

Purchase APR10.99% - 18.99%12.49% - 20.74%
Cash Advance APR21.24%21.74%
Penalty APR21.49%23.24%
Late Fee$41$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto Rental
Baggage Delay
Baggage Loss
Cell Phone Protection
Extended Warranty
Purchase Protection120 days
Return Protection
Roadside DispatchPay-per-use
Trip Cancellation Interruption
Trip Delay
Tsa Precheck Global Entry

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesCiti 8/65Standard