Ranked #28/225
Ranked #30/225

Snapshot

Chase Sapphire Preferred
Chase Sapphire Preferred
Citi Prestige Card
Citi Prestige Card
IssuerChaseCitibank
NetworkVisaMastercard
Card MaterialMetalMetal
Annual Fee$95.00$495.00
Base Rate1.00%1.00%
Travel Rewards0.00x5.00x
Auth. User Fee$0.00$75.00
Foreign Txn Fee0%0%
LifecycleAvailableGrandfathered

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Travel2.0%1.0% (base)
Restaurants3.0%5.0%
Supermarkets3.0%1.0% (base)
Streaming3.0%1.0% (base)
Peloton5.0%1.0% (base)
Lyft5.0%1.0% (base)
Airline1.0% (base)5.0%
Hotels1.0% (base)3.0%
Priceline1.0% (base)5.0%
Anniversary Bonus0.1None
Portal Boost1.25x1x

Benefits & Partners

Transfer Partners14 partners18 partners
Annual CreditsNoneNone

Transfer Partners

1:11:1

Pricing Details

Purchase APR12.49% - 20.74%10.99% - 18.99%
Cash Advance APR21.74%21.24%
Penalty APR23.24%21.49%
Late Fee$40$41
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalYes-
Baggage DelayYes-
Baggage LossYes-
Cell Phone Protection--
Extended WarrantyYes-
Purchase Protection120 days-
Return Protection--
Roadside DispatchPay-per-use-
Trip Cancellation InterruptionYes-
Trip DelayYes-
Tsa Precheck Global Entry-Yes

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardCiti 8/65

Cards in the Same Tier