Ranked #28/225
Ranked #15/225

Snapshot

Chase Sapphire Preferred
Chase Sapphire Preferred
Chase Sapphire Reserve
Chase Sapphire Reserve
IssuerChaseChase
NetworkVisaVisa
Card MaterialMetalMetal
Annual Fee$95.00$795.00
Base Rate1.00%1.00%
Travel Rewards0.00x3.00x
Auth. User Fee$0.00$75.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Travel2.0%3.0%
Restaurants3.0%3.0%
Supermarkets3.0%1.0% (base)
Streaming3.0%1.0% (base)
Peloton5.0%1.0% (base)
Lyft5.0%5.0%
Hotels1.0% (base)10.0%
Airline1.0% (base)5.0%
Anniversary Bonus0.1None
Portal Boost1.25x1.5x

Benefits & Partners

Transfer Partners14 partners14 partners
Annual CreditsNoneNone

Transfer Partners

1:11:1

Pricing Details

Purchase APR12.49% - 20.74%12.74% - 21.24%
Cash Advance APR21.74%21.74%
Penalty APR23.24%23.24%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalYesYes
Baggage DelayYesYes
Baggage LossYesYes
Cell Phone Protection--
Extended WarrantyYesYes
Purchase Protection120 days120 days
Return Protection--
Roadside DispatchPay-per-usePay-per-use
Trip Cancellation InterruptionYesYes
Trip DelayYesYes
Tsa Precheck Global Entry-Yes

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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