Ranked #2/225
Ranked #8/225

Snapshot

IHG One Rewards Premier Credit Card
IHG One Rewards Premier Credit Card
 Choice Privileges Select Mastercard
Choice Privileges Select Mastercard
IssuerChaseWells Fargo
NetworkMastercardMastercard
Card MaterialPlasticPlastic
Annual Fee$99.00$95.00
Base Rate3.00%1.00%
Travel Rewards5.00x10.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate3.0% (base)1.0% (base)
Travel5.0%1.0% (base)
Restaurants5.0%1.0% (base)
Gas Stations5.0%5.0%
IHG26.0%1.0% (base)
Hotels3.0% (base)10.0%
Supermarkets3.0% (base)5.0%
Home Improvement Stores3.0% (base)5.0%
Telecommunications3.0% (base)5.0%
Anniversary Bonus[object Object]None
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR12.49% - 21.49%21.24% - 29.99%
Cash Advance APR21.74%29.99%
Penalty APR23.24%N/A
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalYesSecondary
Baggage Delay--
Baggage Loss--
Cell Phone Protection-Covered up to $800 per claim (subject to $25 deductible)
Extended WarrantyYes-
Purchase Protection120 days-
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global EntryYesUp to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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