The Hilton Honors American Express Surpass Card, issued by American Express, is a American Express credit card made of null.
Welcome Offer#
| Bonus | 130,000 Hilton Points |
| Spend Requirement | $3,000 |
| Timeline | 180 days |
| Efficiency Score | 43.33 pts/$1 |
| Cash Back Value | — |
| Portal Travel Value | — |
| Transfer Estimated Value | — |
Pricing Details#
| Purchase APR | 19.49% - 28.49% |
| Cash Advance Fee | 5% |
| Balance Transfer Fee | None |
| Late Payment Fee | Up to $40 |
| Minimum Interest Charge | $0.00 |
| Grace Period | 23 days |
| Penalty APR | 36.74% |
Benefits & Partners#
| Transfer Partners | None |
| Annual Credits | $200 Hilton Credit |
| Partnership Benefits | 1 Program |
| Hilton | 12.0x Hilton Points |
Usability & Experience#
| Digital Wallets | apple-pay, google-pay, samsung-pay |
| Customer Service | Unverified |
| Instant Use | Unverified |
Strategy & Eligibility#
| Min. Credit Score | 670+ |
| Recommended Range | Good to Excellent |
| Chase 5/24 Rule | No |
| Lifetime Restriction | Yes |
| Active Family Restriction | No |
| Closure Grace Period | None |
Comparisons#
See how the Hilton Honors American Express Surpass Card compares to other cards.