Ranked #2/225
Ranked #10/225

Snapshot

IHG One Rewards Premier Credit Card
IHG One Rewards Premier Credit Card
 Citi Strata Premier℠ Card
Citi Strata Premier℠ Card
IssuerChaseCiti
NetworkMastercardMastercard
Card MaterialPlasticPlastic
Annual Fee$99.00$95.00
Base Rate3.00%1.00%
Travel Rewards5.00x10.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate3.0% (base)1.0% (base)
Travel5.0%10.0%
Restaurants5.0%3.0%
Gas Stations5.0%3.0%
IHG26.0%1.0% (base)
Hotels3.0% (base)10.0%
Attractions on CitiTravel.com3.0% (base)10.0%
Airline3.0% (base)3.0%
Supermarkets3.0% (base)3.0%
Anniversary Bonus[object Object]None
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone16 partners
Annual CreditsNoneNone

Transfer Partners

-1:1

Pricing Details

Purchase APR12.49% - 21.49%21.24% - 29.24%
Cash Advance APR21.74%29.99%
Penalty APR23.24%29.99%
Late Fee$40$41
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalYesSecondary
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended WarrantyYes-
Purchase Protection120 days-
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global EntryYes-

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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