Snapshot

IHG One Rewards Premier Credit Card
IHG One Rewards Premier Credit Card
 Bank of America Premium Rewards Elite
Bank of America Premium Rewards Elite
IssuerChaseBank of America
NetworkMastercardVisa
Card MaterialPlasticMetal
Annual Fee$99.00$550.00
Base Rate3.00%1.50%
Travel Rewards5.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate3.0% (base)1.5% (base)
Hotels26.0%1.5% (base)
Travel5.0%2.0%
Restaurants5.0%2.0%
Gas Stations5.0%1.5% (base)
Anniversary Bonus[object Object]None
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR12.49% - 21.49%21.24% - 28.24%
Cash Advance APR21.74%29.99%
Penalty APR23.24%29.99%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto Rental✓✓
Baggage Delay—✓
Baggage Loss—✓
Cell Phone Protection——
Extended Warranty✓✓
Purchase Protection120 days90 days
Return Protection—90 days
Trip Cancellation Interruption—✓
Trip Delay—✓
Tsa Precheck Global Entry✓Up to $100

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard