The Bank of America Premium Rewards Elite, issued by Bank of America, is a Visa Infinite credit card made of Metal.
Welcome Offer#
| Bonus | 75,000 Points |
| Spend Requirement | $5,000 |
| Timeline | 90 days |
| Efficiency Score | 15.00 pts/$1 |
| Cash Back Value | $750 |
| Portal Travel Value | — |
| Transfer Estimated Value | — |
Pricing Details#
| Purchase APR | 27.99% - 34.99% |
| Cash Advance Fee | 5% |
| Balance Transfer Fee | 3% |
| Late Payment Fee | Up to $40 |
| Minimum Interest Charge | $1.50 |
| Grace Period | 25 days |
| Penalty APR | 36.74% |
Benefits & Partners#
| Transfer Partners | None |
| Annual Credits | $300 Airline Incidental Credit $150 Lifestyle Convenience Credit $25 TSA PreCheck or Global Entry Credit |
| Partnership Benefits | 1 Program |
| Priority Pass Select Perk | Complimentary Priority Pass Select membership (up to 4 members) |
Usability & Experience#
| Digital Wallets | apple-pay, google-pay, samsung-pay |
| Customer Service | Unverified |
| Instant Use | No |
Strategy & Eligibility#
| Min. Credit Score | 720+ |
| Recommended Range | Excellent |
| Chase 5/24 Rule | No |
| Lifetime Restriction | None |
| Active Family Restriction | No |
| Closure Grace Period | None |
Comparisons#
See how the Bank of America Premium Rewards Elite compares to other cards.