The Blue Cash Preferred Card from American Express Exclusively for Morgan Stanley, issued by American Express, is a solid choice in the market.

Blue Cash Preferred Card from American Express Exclusively for Morgan Stanley Payoff Analysis

Blue Cash Preferred Card from American Express Exclusively for Morgan Stanley Payoff Analysis

This tool is provided "AS IS" for informational purposes. It does not constitute financial or legal advice. Projections are based solely on user inputs and may not reflect current issuer terms. Users must verify all data against their official cardmember agreements. See full Terms.

Time to Pay Off
--
--
Rewards Earned --
Interest Paid --
Interest Earned ? Interest earned by keeping your cash in a yield-bearing account during the grace period.

Formula: Balance × (APY / 365) × Days.
--
* Estimates use live economic data (Prime Rate: 6.75%) and daily compounding. Does not include new purchases or late fees.

Snapshot

Blue Cash Preferred Card from American Express Exclusively for Morgan Stanley
Blue Cash Preferred Card from American Express Exclusively for Morgan Stanley
IssuerAmerican Express
NetworkAmerican Express
Card MaterialPlastic
Annual Fee$95.00
Effective: $11.00
$84 Disney Bundle Credit
Base Rate1.00%
Travel Rewards0.00x
Authorized User Fee$0.00
Foreign Transaction Fee2.7%
Credit ReportingNone
Product LifecycleActive
Minimum Credit LineN/A

Welcome Offer

Bonus350 Cash
Spend Requirement$3,000
Timeline180 days
Efficiency Score0.12 pts/$1
Cash Back Value$350
Portal Travel Value
Transfer Estimated Value

Rewards Breakdown

Base Rate1.00%
Gas Stations3.0%
Streaming6.0%
Supermarkets6.0%
Transit3.0%
Anniversary BonusNone
Portal Boost1x

Pricing Details

Purchase APR19.49% - 28.49%
Cash Advance FeeNone
Balance Transfer FeeNone
Late Payment FeeUp to $Unverified
Minimum Interest ChargeNone
Grace PeriodN/A
Penalty APRNone

Official Resources

Comparisons

See how the Blue Cash Preferred Card from American Express Exclusively for Morgan Stanley compares to other cards.