Ranked #2/225
Ranked #113/225

Snapshot

IHG One Rewards Premier Credit Card
IHG One Rewards Premier Credit Card
 Bilt World Elite Mastercard
Bilt World Elite Mastercard
IssuerChaseWells Fargo (Bilt)
NetworkMastercardMastercard
Card MaterialPlasticMetal
Annual Fee$99.00$0.00
Base Rate3.00%1.00%
Travel Rewards5.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate3.0% (base)1.0% (base)
Travel5.0%2.0%
Restaurants5.0%3.0%
Gas Stations5.0%1.0% (base)
IHG26.0%1.0% (base)
Rent (up to 100,000 points per year)3.0% (base)1.0%
Anniversary Bonus[object Object]None
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone14 partners
Annual CreditsNoneNone

Transfer Partners

-1:1

Pricing Details

Purchase APR12.49% - 21.49%21.49% - 29.49%
Cash Advance APR21.74%29.49%
Penalty APR23.24%N/A
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalYesPrimary
Baggage Delay--
Baggage Loss--
Cell Phone Protection-Up to $800 per claim
Extended WarrantyYes-
Purchase Protection120 daysUp to $10,000 per claim
Return Protection--
Trip Cancellation Interruption-Up to $5,000 per passenger
Trip Delay-Up to $200 per day (max $1,800)
Tsa Precheck Global EntryYes-

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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