Ranked #113/225
Ranked #2/225

Snapshot

Bilt World Elite Mastercard
Bilt World Elite Mastercard
 IHG One Rewards Premier Credit Card
IHG One Rewards Premier Credit Card
IssuerWells Fargo (Bilt)Chase
NetworkMastercardMastercard
Card MaterialMetalPlastic
Annual Fee$0.00$99.00
Base Rate1.00%3.00%
Travel Rewards2.00x5.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)3.0% (base)
Restaurants3.0%5.0%
Travel2.0%5.0%
Rent (up to 100,000 points per year)1.0%3.0% (base)
Gas Stations1.0% (base)5.0%
IHG1.0% (base)26.0%
Anniversary BonusNone[object Object]
Portal Boost1x1x

Benefits & Partners

Transfer Partners14 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1-

Pricing Details

Purchase APR21.49% - 29.49%12.49% - 21.49%
Cash Advance APR29.49%21.74%
Penalty APRN/A23.24%
Late Fee$40$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalPrimaryYes
Baggage Delay--
Baggage Loss--
Cell Phone ProtectionUp to $800 per claim-
Extended Warranty-Yes
Purchase ProtectionUp to $10,000 per claim120 days
Return Protection--
Trip Cancellation InterruptionUp to $5,000 per passenger-
Trip DelayUp to $200 per day (max $1,800)-
Tsa Precheck Global Entry-Yes

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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